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Insurance |
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How much cover do I need?
Is the Insurance to protect your family?
You should ensure that the sum assured payable would be sufficient to make sure
your family and children would be financially secure and be able to continue
with their same standard of living, and where applicable, future expenses such
as further education would be catered for.
The term of the cover should be over a period where your children are no longer
likely to be financially dependent on their surviving parent.
There are various methods used to calculate the amount of life & critical
illness insurance needed, however, as a guide, we would generally recommend
that a sum assured equal to your annual salary multiplied by the number of
years the cover is required, plus all outstanding liabilities, minus any existing
life & critical illness insurance, savings etc.
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Not all of the insurance products are currently
regulated by the Financial Services Authority |
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Written quotations available
on request. Mortgage secured on property. Insurance may be
required. Loans subject to status, type and value of property.
Think carefully before securing other debts against your home. Your home
may be repossessed if you do not keep up repayments on your
mortgage. |
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