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Specialised Insurance |
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SBK Financial Services do not provide advice on tax planning HAVE YOU EVER HAD AN APPLICATION FOR
TERM LIFE ASSURANCE DECLINED OR
POSTPONED DUE TO:
illness, lifestyle, age, occupation
or for some other reason?
DO YOU CLIENT NEED
LIFE ASSURANCE FOR:
family protection, employee benefits, keyman cover,
shareholder protection, mortgage application,
bank loan, inheritance tax planning
or for some other reason?
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- Age 80-90 subject to good health
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| Illnesses covered include: |
Diabetes, Heart Conditions, Hepatitis,
Cancer, HIV, Lupus Syndrome,
Marfan Syndrome, Weight Problems Depression, Epilepsy,
High Blood Pressure, Respiratory Disorders |
Examples of where we have arranged cover...
| Business Issues: |
Shareholder Protection and Keyman cover
for an Internet Consultancy |
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Confidential cover on a key employee |
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Security for a business loan |
| Employee Benefits: |
Death-in-Service cover for an employee considered an
unacceptable risk by the insurers of the pension scheme |
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Death- i n-Service cover for an employee with a salary
in excess of the "Earnings Cap" |
| Family and Mortgage: |
Short-term cover for a couple completing on
a house while awaiting results of hospital tests |
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Substituting Death-in-Service benefits during
period between jobs |
| Political Concerns: |
Cover for marine engineers on contract in Southern
Africa |
| Hazardous Pursuits: |
Cover for aerobatic pilots, motor sports enthusiasts
and mountaineers |
| Tax Planning: |
Seven year term life cover for an 81 year old
woman to protect her IHT planning |
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Short term accidental death cover to protect
an estate while life policies were put in place |
| Residency: |
Cover for an overseas diplomat purchasing a
property in the UK |
| Personal Accident: |
Accidental Injury cover for a taxi driver unable
to obtain income protection insurance |
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Written quotations available
on request. Mortgage secured on property. Insurance may be
required. Loans subject to status, type and value of property.
Think carefully before securing other debts against your home. Your home
may be repossessed if you do not keep up repayments on your
mortgage. |
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